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Eliminate credit card debt fast – Help I am drowning in debt what can I do
Author: Alice Johnson
Financial circumstances change all the time. Your income goes up or down. Your debt decreases or increases. Income and debt are not constants but in this recession a lot of people feel like they are drowing in credit card debt and need help to eliminate credit card debt fast.
It’s not a problem if debt increases or decreases if you get a better job or get a raise and are earning MORE money. But it’s a disaster if your debt rises or even stays the same when you lose a job or have your hours cut and are bringing home LESS money.
If you find yourself in the position of owing more money per month than you bring home each month you need to take steps to “fix” the problem or you will drown in debt.
Here’s three steps that will help prevent drowning in debt and to eliminate credit card debt fast.
#1 Add up your regular monthly expenses and find ways to cut back; don’t eat out…eat at home and eat hamburger rather than one of those big juicy steaks, take the bus or get into a carpool, combine errands, wash your own car, cut your own grass.
#2 Cut your credit cards into tiny pieces and throw the pieces away! Use good old cash to pay for all of your regular expenses (rent/mortgage, food, fuel, etc.). If you do not have the cash you need to get urgent professional help to eliminate credit card debt fast.
#3 If, after you’ve taken all of the cost cutting measures you can take and have quit using your credit cards, you find that your financial obligations still exceeds your income, consider getting help from debt settlement..
This can lower the total of your monthly payments and can prevent drowning in debt and help to keep you on solid financial ground in the future. Click here to get help now and get out of debt for good.
Article Source: http://www.articlesbase.com/debt-consolidation-articles/eliminate-credit-card-debt-fast-help-i-am-drowning-in-debt-what-can-i-do-3349315.html
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